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How to Take the Pain Out of Paying Your Bills
Settle Up Fast with Quickbooks' Bill Paying Tools
Some of the financial
crystal ball-types are telling us there are signs that the recession
may be drawing some of its last breaths. But those bills are still
coming in, and you may have had a long, dry summer and less income
that you can use to meet those business obligations.
The desktop versions of
QuickBooks can help. They can't magically make more money
appear in your coffers, but they can help you manage your bills so
you're always aware of what's coming up and don't
get any nasty surprises. This keeps both you and your vendors happy,
and minimizes the chance of affecting your credit report adversely.
You can also maximize cash flow by being hyper-aware of when each
bill is due and timing them appropriately.
(These bill-paying
tools are available in all QuickBooks versions above Simple Start.)
Enter First, Then Pay
Of course, you can
mimic your old manual method of bill paying by simply using
QuickBooks' check-writing convention. But if you do this, you
risk paying the bill twice. If you follow the process shown in
Figure 1 by entering and the then paying, you'll ensure
that you record the expense in the same period it occurred.
To start, click the
Enter Bills or Vendors/Enter Bills icon. The Enter Bills dialog box
opens as shown in Figure 2. If you received a bill, be sure
that box in the upper right is checked, and that the Bill radio
button is filled in.
Figure 1: You'll
find these icons on QuickBooks' graphical flow chart.
Figure 2: The Enter
Bills dialog box.
Next, click the arrow
next to the Vendor line to select an existing vendor or add a new
vendor. Change the date if necessary, and enter a reference number
(this may avoid confusion later). Then, enter the amount due.
When you initially set
up vendors, you either set up terms for each vendor or accepted the
default. So the Terms field should already be filled in, and will
generate the correct bill due date. Enter a descriptive memo in that
field if you'd like.
Tip: Use the
right-click menu when you're entering bills to see more options.
Since this was an
expense, you'll want to record it as such. Make sure the
Expenses tab is highlighted, and click in the Account field. Click
the arrow that appears to drop down the list, and select the
appropriate expense type. Fill in the rest of the field on the line,
making sure to check the Billable box if this is something you can
bill back to a customer. If the expense needs to be split into
separate categories, create a new line and amount for each. Your bill
now looks something like Figure 3.
Click the Items tab and
fill out the fields there if your expense involves products. You must
have Inventory turned on to do this. Click Save & Close or Save &
New. QuickBooks now works in the background, increasing Accounts
Payable and dropping the bill into several reports.
Figure 3: Make sure
your completed bill entry screen is as complete as possible.
Paying Your Debts
When it's time to
pony up, click on the Pay Bills icon, or click Vendors/Pay Bills.
You'll see a screen similar to Figure 4. Check the radio
button next to the correct preference to view all bills, or to limit
the list to those on or before a specific date. Put a check mark next
to the bill(s) you want to pay. The correct amount should fill in by
default, but you can change this to make a partial payment.
If you want to view the
bill, take a discount, or use credits, click on those buttons. Select
a payment date, method (check or credit card), and toggle to the
correct account if it's not showing.
Figure 4: The Pay Bills
dialog box. Make sit easy to finish the job.
Once you've paid
a bill, your Accounts Payable and checkbook balances decrease, and
the vendor balance and reports are updated. QuickBooks stamps a PAID
watermark on the bill to avoid confusion later on.
Tip: To find bills
you've already paid, go to the Vendor Center.
So stop stacking your
bills on an old spindle and ruffling through them every day to see
what's due. You'll find that there are numerous benefits
to using QuickBooks' bill-paying features, such as an improved
credit rating, a dearth of past-due notices, and better cash flow.
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